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Your HNI employee benefits package includes valuable voluntary health coverages such as Accident, Critical Illness and Hospital Indemnity insurance.

Enrollment currently available for new hires and newly eligible employees only.

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WHAT’S AVAILABLE:

HNI is offering voluntary benefits with comprehensive and affordable solutions designed to provide cash in your pocket when the unexpected happens.

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Accident

Protection for accidental injuries off-the-job.

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Critical Illness

Protection when faced with a critical illness diagnosis.

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Hospital Indemnity

Protection when you are hospitalized.

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METLIFE ACCIDENT INSURANCE

This insurance provides you with a lump-sum payment after an accident to use as you see fit. It can help with out-of-pocket expenses such as deductibles, coinsurance, transportation to medical centers, childcare and more.

 

Accident insurance may include benefits for:

  • Injuries: Fractures, Dislocations, Concussions, Lacerations, Eye injuries, Torn knee cartilage, Ruptured discs, Second and third degree burns
  • Medical services and treatments:  Ambulance, Emergency care, Therapy services, Medical testing (including x-rays, MRIs, CT scans), Medical appliances and certain types of surgeries
  • Hospitalization: Hospital admission, Confinement and inpatient rehab after an accident
  • Additional benefits: Accidental death, Dismemberment, Loss and paralysis;  Supplemental benefit for lodging
  • Plus: Guaranteed acceptance, Convenient payroll deduction, Portable coverage
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METLIFE CRITICAL ILLNESS INSURANCE

While most medical plans provide coverage for hospital and medical expenses, they don’t typically cover costs like daily living expenses, childcare, or coinsurance. A critical illness insurance policy can help close the financial gap.

 

Critical Illness insurance through your employer may include:

  • A lump-sum benefit payment to use as you see fit
  • Dependent coverage for your spouse and children
  • No obligation to submit expense receipts
  • Portable coverage should you leave your employer
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METLIFE HOSPITAL INDEMNITY INSURANCE

A hospital stay can be expensive. Be ready for costs not covered by your medical plan with hospital indemnity insurance. A hospital idemnity insurance plan may include:
  • Coverage for hospital admission, accident-related inpatient rehabilitation and hospital stays
  • Guaranteed acceptance for you and other eligible family members
  • Convenient payroll deduction
  • Portable coverage should you leave your employer
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EXPLORE COVERAGE OPTIONS WITH VIDEOS FROM METLIFE

190913-Met Critical Illness Insurance (1)

 

190913-Met Hospital Indemnity Insurance

 

190913-Met Accident Insurance