The Corestream® Mission

To scale the distribution and adoption of Voluntary Benefits in a manner that rewards all stakeholders - HR Administrators, Brokers, Carriers and Employees.

It Starts with Happy, Healthy Employees

It Starts with Happy, Healthy Employees

At Corestream®, we believe that the success of any organization relies on the overall wellness of its workforce, from physical and mental health to financial well being.

Corestream’s revolutionary platform is designed to remove barriers and streamline voluntary benefits administration. We aim to be a powerful tool in the arsenal of HR teams, brokers, vendors, and employees.

How We Got Here

Ever since Zach Malone and Neil Vaswani founded the company in 2006, our team has worked to reinvigorate the voluntary benefits space. We’re proud of what we’ve created, but we’ll never stop innovating and improving.
Billing Solution
Zach and Neil form Empower Benefits, LLC.
Launched first client (Applebee’s)
100,000 eligible employees
240,000 eligible employees
Platform 2.0 Launches
Empower re-launches as Corestream®
Auto Insurance
Empower surpasses 500,000 users
Mobile Platform launches
Local Focus
Reaches 1M Employees
One Platform
Corestream moves to the cloud
Tech Partner
ADP Partnership goes to market
Corestream re-launches
Corestream exposes API for external consumption
tech-partner (1)
Receives investment from LLR Partners
Corestream surpasses 2M employees served

Corestream’s Core Team

See for yourself how simple voluntary benefits administration can be with Corestream®. Fill out the form below to schedule a demo.

Neil Vaswani

Neil Vaswani

Chief Executive Officer

Neil, co-founder of leading voluntary benefits innovator Corestream in 2006, is a true leader in the benefits industry. Under Neil’s leadership, Corestream’s award-winning, automated SaaS platform has enabled top brands to build more engaging relationships with their employees, becoming an integral part of protecting and enhancing employee wellness. He has a vision for “disruption without disintermediation” and strives to bring value to all participants in the voluntary benefits ecosystem—human resources (HR) professionals, insurance brokers, benefit vendors and most importantly employees. Neil earned a Bachelor of Science degree in Entrepreneurship and Finance from Babson College.

Gwen Tormey

Gwen Tormey

Chief Operating Officer

As COO, Gwen Tormey owns Corestream's strategic roadmap and annual planning, and runs the Business Analytics & Data, Operational Excellence, Marketing, and Retail Discounts teams. Gwen began her career in management consulting at Bain & Company, and then moved into private equity investing at Golden Gate Capital in San Francisco. Gwen then pivoted into digital health when she founded Footstep Labs, a startup focused on physical therapy telehealth. She also previously worked at Stride Health, a benefits tech company, running Operations and Finance. She has significant experience in business and product operations, strategy, finance, and M&A. Gwen holds an MBA from the Stanford Graduate School of Business, and a BS in Management Science & Engineering, with distinction, from Stanford.


Adam Brothers

Chief Commercial Officer

Corestream’s leader in the area of commercial terms, Adam Brothers manages the structuring and negotiation of client relationships, distribution deals and other key transactions undertaken at Corestream while keeping an eye on legal and compliance issues that could impact the business. He began working in private equity and investment banking in 2000 when he participated in the sale of MessageClick, a startup he helped build. He has significant consulting experience in corporate development, mergers and acquisitions, and structured finance projects and previously worked with funds and assets managed by Himalaya Capital, UBS Capital Americas, Warburg Pincus, Agile Equity as well as some family offices. Adam holds an MBA in Finance from the NYU Stern School of Business and a BA in History from Columbia.

Zach Malone

Zach Malone


Zach Malone has been operating at the intersection of technology and benefits for over a decade. Before Corestream, Zach built RiteHealth, a voluntary benefits service provider that supplied discounted health plans utilizing PPO networks. Zach also has significant financial experience—he previously worked as an investment banking analyst in New York. Zach is an alumnus of Southern Methodist University, where he graduated with a bachelor’s in Economics.

kclinebell copy

Ken Clinebell

Chief Financial Officer

As Chief Financial Officer, Ken brings to Corestream over 30 years of experience in building and directing corporate finance organizations through complex turnarounds and high-growth environments. Prior to Corestream, Ken was the Chief Financial Officer for several private equity-backed healthcare and technology-based companies, including AccentHealth LLC. Ken is an active Certified Public Accountant and graduated from the University of South Florida with a Bachelors in Accounting.


Brad Harris

Chief Product Officer

As Chief Product Officer, Brad Harris provides Corestream with indispensable strategic and technical product guidance. Prior to working with Corestream, Brad has worked with many Fortune 500 companies as well as startups in the design, development, implementation, and maintenance of key business systems and digital products. Brad holds a BS in Business Administration from The University of Richmond.

Kenny Zoodsma

Kenny Zoodsma

Chief Technical Officer

As Chief Technical Officer, Kenny Zoodsma provides Corestream with indispensable strategic and technical guidance. Over his career, Kenny has helped transform technology at a variety of organizations, ranging from small startups to large multi-national organizations. Kenny brings a wealth of knowledge in the benefits management domain, having worked at senior levels within ADP. Kenny also helped build large-scale marketing analytics systems during his employment at Teradata. Kenny earned a bachelor’s in Management Information Systems from Florida State University.


Neale Hegarty

EVP Customer Success

Neale began his career with Cigna in their National Accounts division, where he was responsible for the ongoing management of the Life, Accident and Disability programs for several large employers. Neale then joined Pacific Resources in 2008 where he acted in a consulting capacity for multiple national employers on their Life, Accident, Disability, Leave Management and Voluntary Benefit plans. Over the next decade Neale took on additional responsibilities involving operations and strategy under the title of Vice President. As SVP of Customer Success at Corestream, Neale manages the Implementation, Account Management and Customer Care areas, where he strives to integrate the workflows of these three departments to ensure a positive end-to-end customer experience.


Candy Figga

VP Customer Care

Candy has been a member of the Corestream Executive Team for 10 years and has over 20 years of senior management experience in voluntary benefits, human resource management, customer service and client retention within several diverse markets. Prior to joining Corestream, Candy was the managing partner of MCFS and National Billing Inc. focusing on benefits and claims management, estate settlements and client representation for seniors and their families.


Sharon Broadway

SVP, Business Development & Partnerships

As SVP of Business Development and Partnerships, Sharon Broadway leads Corestream's growth and channel development strategies and is responsible for building alliances with industry-leading providers. Prior to joining Corestream, Sharon spent more than 20 years in employee benefits technology and administration, where she developed global service platforms and led the strategies for growth and expansion across North America and Europe. Sharon holds a BS in Business Administration from the University of Florida.


Alvin Providence

SVP of Operational Excellence

Alvin has over 25 years of experience as a Technology professional with a very diverse industry background. He started his career as a Software Developer and worked through the ranks to hold several key management and leadership positions. Alvin specializes in Project and Portfolio Management, Product Innovation, Process Excellence, and Agile Transformations. He has done extensive consulting engagements to help organizations implement scalable agile processes for identifying, prioritizing, and executing on their strategic vision. He has also helped organizations apply Lean Agile principles to their business operations in order to achieve and sustain operational excellence. Alvin holds a Bachelor’s degree in Computer Science from the University of the West Indies along with several professional certifications including Project Management Professional, Agile Certified Practitioner, Certified Scrum Master, Team Kanban Practitioner.


Missy Jones

VP of Marketing

As VP of Marketing, Missy brings over 20 years of experience in applying strategic vision, voice of customer learnings, and marketing technology solutions to deliver exceptional customer experiences and drive business growth. She is known for executing solid strategies and creating engaging campaigns and brand experiences that deliver significant ROI. Prior to Corestream, she led Marketing teams in a wide variety of industries including CPG, Education and Financial Services with nearly 10 years at Aflac. Missy holds an MBA from Carlson School of Management and a BS in Chemical Engineering from the University of MN.

More than a Marketplace

Corestream® acts as an organizational partner to voluntary benefits providers. Our technology and personnel can help relieve your administrative burden, so you can focus on serving your members.
Payroll Deduction
Payroll Deduction

Our unique payroll integrations allow us to deduct employees’ premiums and fees directly from their paychecks. This streamlined payment method eliminates the need for manual processing and reduces your exposure to credit risk.


Corestream® experts work closely with employers to help negotiate contracts with providers, and our service team acts to resolve any issues as they arise. These mediation services help save your organization time and resources.


Our software platform remits payments on behalf of clients to carrier partners with precision.

Payment Reconciliation
Payment Reconciliation

Most platforms reconcile at the group level, Corestream’s proprietary platform offers advanced administration, reconciling premiums to each individual employee.


Having your benefits on our marketplace is great. Actively marketing your benefits to eligible employees is better. Our communications personnel will work with you to develop compelling campaigns for introducing and marketing your benefits to our members.